Part 3高频题解析——Money

　　1. Is saving money important for young people nowadays ?

　　Sample answer :　　Definitely yes. Young people should save some money when they can nowadays because they are living in an age of consumerism. I mean, basically everything is about money. If they are not in the habit of putting some money aside every month, they will definitely feel insecure both financially and mentally. Plus, since they are young, there is still a long way for them to go in the future. That is, they won’t know the accidents or emergencies that might happen to them. If they are short of money, they won’t be able to rise to those occasions.

　　回答思路：首先肯定省钱对年轻人至关重要，然后讲在这个consumer society一切需要金钱，并且，生活成本飞升，如果没有存钱，可能经济上会有压力最后还可以说，年轻人还有很长的路要走，未来对钱的需求他们是无法预测的。

　　2. Should parents help develop children's money management skills and the awareness of saving money at a young age ?

　　Sample answer :　　Of course, it’s part of their job not only to raise their children’s awareness to save money but also to teach them money management so that they know how to budget properly when it comes to spending money. For example, when they go shopping, they won’t go beyond the budget or buy things on impulse easily. Plus, they will learn the ABC about financial planning and investment, which is crucial to their quality of life in the future.

　　思路参考: 直接说明这是父母的责任，然后点出学会存钱和管理金钱的作用，最后用例子去证明存钱的好处。

　　3. Should the rich help support the poor?

　　Sample answer:　　Well, ideally, they should reach out to the poor. For example, they can donate money to those in poor financial situations, which allows them to meet their basic need of food, clothing and shelter. However, this is not to say that they are morally obliged to do so. It’s totally up to them.

　　思路参考：一分为二去看待这个问题，先说理想的情况是这样，但是这并不等于道德上富人就应该这样做，体现批判性思维。

　　4. In what ways can rich people help the disadvantaged group?

　　Sample answer :

There are a handful of ways to do that. First, like I just said, they can provide financial assistance to them directly. But I think a more practical way would be to empower the disadvantaged group with vocational training and educational programs, so they can earn their living independently in the future. By that I mean, when they learn essential job skills or obtain high academic qualifications, they can find satisfactory jobs that help them make both ends meet.

　　思路参考：此类抽象题目，首先点出有很多方法。然后具象化题目，指出其中一个方法， 最后证明这个方法有效。

　　Language bits

　　●It’s vital that young people should save money for a rainy day.

　　●It’s vital that sb. should do sth. 某人做某事至关重要

　　●save money for a rainy day 未雨绸缪，存钱以便可以用来应急

　　●live in an age of... 生活在一个......的时代

　　●consumerism 消费主义

　　●Everything is about money. 一切与金钱相关

　　●be in the habit of doing sth. 习惯做某事

　　●put money aside 存钱

　　●struggle financially 经济上拮据

　　●feel insecure 感到不安，缺乏安全感的

　　●a long way for them to go 对他们来说还有很长的路要走

　　●be short of money 缺钱

　　●rise to the occasion 应对困难，挑战，棘手的问题等

　　●It’s part of one’s job to do sth. 做某事是某人的职责

　　●budget properly 适当地规划预算

　　●go beyond the budget 花超预算

　　●buy things on impulse 冲动购物

　　●learn the ABC about sth. 学习到关于......的基础知识

　　●be crucial to sth. 对......至关重要

　　●ideally 理想地说

　　●be obliged to do sth. 有义务去做某事

　　●meet one’s basic need of food, clothing and shelter 满足某人的基本生活需求(衣食住行等需求)

　　●a handful of ways 一堆方法

　　●like I just said 就像我刚刚说的那样

　　●empower sb. with sth. 用......赋能某人，给某人以能量，鼓励（如信心，技能，知识等抽象的事物)

　　●obtain high academic qualifications 获得高等学术资质

　　●make both ends meet 收支平衡，养得起自己

　　●put food on the table 养得起自己

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